Comprehensive coverage, also known as “Other Than Collision” coverage, pays for damages to your car that are a result of covered losses not related to a collision. Some examples of the perils are:
- Fire
- Theft
- Vandalism
- Water damage (such as your car going into a river)
- Falling Objects (tree falling on your car for example)
- Contact with Bird or Animal (for instance colliding with a deer that jumped in the road unexpectedly)
- Glass Breakage (some companies waive deductibles for windshield repairs)
- Hail
- Windstorm
You should check with your insurance agent to make sure you know what is included under your comprehensive coverage if purchased, as with all your insurance policies!
