Comprehensive coverage, also known as “Other Than Collision” coverage, pays for damages to your car that are a result of covered losses not related to a collision. Some examples of the perils are:
- Water damage (such as your car going into a river)
- Falling Objects (tree falling on your car for example)
- Contact with Bird or Animal (for instance colliding with a deer that jumped in the road unexpectedly)
- Glass Breakage (some companies waive deductibles for windshield repairs)
You should check with your insurance agent to make sure you know what is included under your comprehensive coverage if purchased, as with all your insurance policies!